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Financial aid · Luxembourg

Eligibility check in 1 minute

The simulator matches your company profile against the aid catalogue. Our team confirms each aid before preparing the application. As a rule, the application must be filed before the investment starts.

Ask the team to check (free)

Aid for young enterprises / first establishment

Potentially eligible · 90

Ministère de l'Économie · Grant

Start-up support for companies under 5 years old whose manager is setting up a business for the first time.

Amount: Higher percentage of eligible costs in the first years. Can be combined with investment aid within the de minimis limits.

✓ Company under 5 years old✓ Manager's first establishment✓ Micro or small enterprise

Mutualité de Cautionnement guarantee

Potentially eligible · 90

Chambre de Commerce – Mutualité de Cautionnement · Guarantee

Partial guarantee on bank loans for commercial businesses without sufficient collateral.

Amount: Guarantees a percentage of the bank loan, which makes it easier to get the bank's approval.

✓ Need for bank financing✓ Member of the Chambre de Commerce

Investment aid for SMEs

Potentially eligible · 80

Ministère de l'Économie – Direction générale des classes moyennes · Grant

Grant for investments in tangible and intangible assets (equipment, works, software) by SMEs established in Luxembourg.

Amount: Up to 10% (medium-sized enterprise) or 20% (small enterprise) of eligible costs. You must apply before the investment starts.

✓ Be an SME✓ Planned investment ≥ €10,000✓ Activity that requires a business permit

SNCI start-up and development loan

Potentially eligible · 70

SNCI (Société Nationale de Crédit et d'Investissement) · Loan

Low-interest financing from the SNCI for start-up or expansion investments, alongside a bank loan.

Amount: Typically covers 25% to 40% of the investment. The minimum amount and terms are set by the SNCI.

✓ Investment ≥ €25,000✓ Production or trading activity

Fit 4 Digital / Digital packages

Potentially eligible · 50

Luxinnovation / Ministère de l'Économie · Grant

Assessment and co-funding of digitalisation projects (ERP, CRM, e-commerce, cybersecurity) for SMEs.

Amount: Packages that co-fund part of the consultancy and software costs.

✓ Digitalisation project✓ Be an SME

SME Fund (EUIPO): intellectual property voucher

Potentially eligible · 50

EUIPO – Ideas Powered for Business · Voucher

Reimbursement of part of the trade mark registration fees (Benelux or EU) and of other IP rights, when the annual programme is open.

Amount: Percentage reimbursement of the official fees, up to an annual cap. You must apply before filing the trade mark.

✓ Trade mark registration planned✓ Be an EU SME

Fit 4 Start (start-up acceleration)

Not eligible

Luxinnovation · Programme

A 4-month acceleration programme run by Luxinnovation, with equity-free funding for innovative start-ups (ICT, health, space, cleantech).

Amount: Initial funding, then follow-on funding once the programme is completed. Calls for applications twice a year.

✓ Recent start-up✗ Innovative project

Mutualité des PME guarantee (skilled crafts)

Not eligible

Chambre des Métiers – Mutualité des PME · Guarantee

Loan guarantee for craft businesses that are members of the Chambre des Métiers.

Amount: Partial guarantee on the bank loan.

✗ Skilled craft activity

Hiring aid (ADEM)

Not eligible

ADEM / Fonds pour l'emploi · Grant

Partial reimbursement of the costs of hiring jobseekers registered with ADEM (older workers, young people, long-term unemployed).

Amount: Reimbursement of part of the social security contributions or of the salary for a set period.

✗ Hiring planned

Conditions checked in 2026-09 and confirmed by the team for each application.